Capital One
Spark 1% Classic
The Spark 1% Classic from Capital One has no annual fee and earns 1.0% base cash back. Compare rewards, fees, APR, and benefits on CreditWise.
Annual Fee
$0
APR
28.99%
Base Cash Back
1.0%
Credit Level
fair
Foreign Txn Fee
None
Rewards
| Travel | 1.0% |
| All other spending | 1.0% |
| Flights | 1.0% |
| Hotels | 5.0% |
| Rental Cars | 5.0% |
Benefits & Perks
- Unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel
- Free employee cards with individual spending limits and transaction tracking
- Roadside assistance for jump-starting, tire changes, and towing emergencies
- Extended warranty and protection on eligible items purchased with the card