Spark 2% Cash

Capital One

Spark 2% Cash

The Spark 2% Cash from Capital One has a $95 annual fee and earns 2.0% base cash back. Compare rewards, fees, APR, and benefits on CreditWise.

Annual Fee

$95

APR

24.49%

Base Cash Back

2.0%

Credit Level

excellent

Foreign Txn Fee

None

Rewards

Travel2.0%
All other spending2.0%
Flights2.0%
Hotels5.0%
Rental Cars5.0%

Welcome Bonus

  • Earn $1,000 cash bonus after spending $10,000 in the first 3 months

Benefits & Perks

  • Free employee and virtual cards
  • Roadside assistance for auto-related emergencies
  • Extended warranty on eligible items
  • Assign account managers to resolve problems and review transactions
  • $0 introductory annual fee for the first year