United Gateway SM Card

Chase

United Gateway SM Card

The United Gateway SM Card from Chase has no annual fee and earns 1.0x base points. Compare rewards, fees, APR, and benefits on CreditWise.

Annual Fee

$0

APR

19.74%

Base Points

1.0x

Credit Level

good-excellent

Foreign Txn Fee

None

Rewards

United Purchases2.0x
Gas Stations2.0x
Local Transit And Commuting2.0x
All other spending1.0x

Welcome Bonus

  • Earn 30,000 bonus miles after spending 1,000 in the first 3 months
  • Earn 10,000 bonus miles after adding an authorized user in the first 3 months

Benefits & Perks

  • Receive 25% back as a statement credit on United inflight and club premium drink purchases
  • Earn 2 checked bags per year after spending 10,000 in a calendar year
  • Auto rental collision damage waiver
  • Trip cancellation and interruption insurance